Investment in Young: You had better to do it now

We agree that investment is very important in our lives. Therefore, we must teach our children to invest their money as soon as possible. They will have a better life if they invest soon. I have bad experience because I’m not investing early. I started investing around twenty-nine old age. Better, late than never. Today, [...]

Financial investment concept

Financial investment refers to investing your money in financial assets. Financial assets that can be invested such stock, bond, derivatives, Certificate deposit, mortgages, and others. Financial asset is different with real asset. The financial assets may give you a sheet of paper, which represent your ownership. Your goal investment is to get gain from that [...]

What is Stock Market?

Several Stock markets in United States are American Exchange (AMEX), New York Stock Exchange and others. You can win, loose or draw in this market. Some people success gain high profit in stock market. Meanwhile, the looser has loose many millions.
Stock market sell company share, which has published. They offered stock at Initial Public Offered [...]

futures contract

Along ago, farmers also suffer loose. When they met great harvest, farm commodity prices go down. Meanwhile, when they fail harvest the price is going up. They could not get profit because they have little farm commodity.
Therefore, they tried to reduce their loose. They made futures contract to hedging their commodity.
A futures contract is obligation [...]

Index Funds: the greatest fund

Index Funds are mutual funds represent the index at the market. Meanwhile, index is bunch stock of some companies. E.g., Standard & Poor’s Composite (S&P 500) has represent five hundreds firms. Wilshire 5000 is union of New York Stock Exchange (NYSE), American Exchange (Amex) plus some National Association Dealers Automated Quoted (NASDAQ) stocks.
Investor who has [...]

JUnk bonds definition

Junk bond is a trash bond. The grade of this junk is very low. Junk bonds are lower corporate or municipal bonds. Standard poor give this bond grade below BBB otherwise Fitch give this bond below BBB. Moody’s give rate this bond below Baa.
Why junk bond has bad grade? The company has rating this fundamental [...]

Close-end mutual fund

Close-end mutual fund one of type mutual fund besides open-end mutual fund. Close end mutual fund is less popular than open-end mutual fund. Closed-end also offered dividend periodically.
Close-end mutual funds operate like public company. They gain fund by issuing new shares to public. The price of share is ussually above Net Asset Value (NAV). Why [...]

ETF Definition

Exchange Trade of Fund or ETFs, is a kind of mutual fund but have some different with conventional mutual fund. ETFs are newer product than mutual fund stock index. Investor can buy and sell ETFs anytime they want like stock. You may buy ETFs this day and sell it tomorrow. This will give you chance [...]

NAV of mutual fund

Mutual fund usually called for open-end investment company. Open-end mutual fund is most favorite’s investment company in US. At the end 1999, there are more than seven thousand mutual companies in US. Fidelity, Vanguard, Putnam, Dreyfus etc is the most well-management mutual fund company.
Which one is the best? It is depend on your view. Your [...]