Investment for Rookies: Where to start if you do not know much about money

<!– /* Font Definitions */ @font-face {font-family:”Cambria Math”; panose-1:2 4 5 3 5 4 6 3 2 4; mso-font-charset:0; mso-generic-font-family:roman; mso-font-pitch:variable; mso-font-signature:-1610611985 1107304683 0 0 159 0;} @font-face {font-family:Calibri; panose-1:2 15 5 2 2 2 4 3 2 4; mso-font-charset:0; mso-generic-font-family:swiss; mso-font-pitch:variable; mso-font-signature:-1610611985 1073750139 0 0 159 0;} /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {mso-style-unhide:no; mso-style-qformat:yes; mso-style-parent:”"; margin-top:0cm; margin-right:0cm; margin-bottom:10.0pt; margin-left:0cm; line-height:115%; mso-pagination:widow-orphan; font-size:11.0pt; font-family:”Calibri”,”sans-serif”; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:Calibri; mso-fareast-theme-font:minor-latin; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:”Times New Roman”; mso-bidi-theme-font:minor-bidi;} .MsoChpDefault {mso-style-type:export-only; mso-default-props:yes; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:Calibri; mso-fareast-theme-font:minor-latin; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:”Times New Roman”; mso-bidi-theme-font:minor-bidi;} .MsoPapDefault {mso-style-type:export-only; margin-bottom:10.0pt; line-height:115%;} @page Section1 {size:612.0pt 792.0pt; margin:72.0pt 72.0pt 72.0pt 72.0pt; mso-header-margin:36.0pt; mso-footer-margin:36.0pt; mso-paper-source:0;} div.Section1 {page:Section1;} –>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:”Table Normal”;
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-priority:99;
mso-style-qformat:yes;
mso-style-parent:”";
mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
mso-para-margin-top:0cm;
mso-para-margin-right:0cm;
mso-para-margin-bottom:10.0pt;
mso-para-margin-left:0cm;
line-height:115%;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:”Calibri”,”sans-serif”;
mso-ascii-font-family:Calibri;
mso-ascii-theme-font:minor-latin;
mso-fareast-font-family:”Times New Roman”;
mso-fareast-theme-font:minor-fareast;
mso-hansi-font-family:Calibri;
mso-hansi-theme-font:minor-latin;}
It is easy to start. As a rookie, you can learn from books, booklet, journal, bulletin, internet, teacher, or others. You can buy investment book or hire at city library. Learn detail the investment. You may find investment could give you return and risk. Before investing, you should familiar with basic investment.

Learn how ones could gather money from investment. Study systematically their action. They know when to start investment and how to start investment. Ask your parents, friend, family, teacher, and lecture about investment. This may help you. Do not be shame. Shame asking will lose your way. You can find information from looser investor by asking why they loose. You must be careful lest touch their feeling.

Find Investment manager or broker that has good reputation. You may find information from media. You may fine recommendation from your lectures, parent, friend etc. Ask their prospectus and financial statement. The good investment manager will give advice and knowledge about investment to you. The good investment manager can be measure by investor who success under their management. Consequently, you shall pay fee for investment manager and broker. Find investment manager and broker with lower fee that may not reduce your profit.

Buy mutual fund. It is good solutions for rookie investor. Rate of return mutual fund exceed Certified Deposit. You do not bother to construct portfolio because investment manager will help you to win the investment. Mutual fund provides experience investment manager that have knowledge about investment circumstances. Although reputation Investment manager is terrific, that is not guarantee your mutual fund has profit. Sometimes investment manager performance is under market performance. Rate of return mutual fund is under market index like Standard and Poor’s 500, Wilshire 5000, Dow Jones etc.

By taking mutual fund, your investment has diversified. You can buy Microsoft stock, Google stock, Yahoo stock or other dotcom stock in one specify asset bunch portfolio. Balance fund that contains many investments like stock, fund, money market may you considered.

Limited money cannot barrier you to buy mutual fund. You may invest variety stock, bond, index etc.